Receivables & Payables
Valuation
Independent valuation of receivables, payables, and other financial assets — recoverable value, evidenced and defended.
What is a debt valuation for?
It establishes a debt’s real recoverable value rather than its face amount.
The debtor’s capacity to pay, the security, the ageing, the quality of the documentation and the cost of enforcement are measured separately for each position. It is used for selling a portfolio, assigning debt, factoring, supporting impairment in financial reporting, and proving the value of a claim in court.
Built for teams
like yours.
- Companies selling or assigning debt portfolios
- Creditors measuring impairment for reporting
- Parties to restructuring negotiations
- Litigants proving the value of claims in court
If one of these is you, it is worth a conversation.
Request a quoteWhat's included.
The handover pack
06 items- A signed report with the reasoning for each position set out separately
- Recoverable value for a single position or a whole portfolio
- An analysis of debtor solvency and recoverability
- Classification of the debt: current, long-term, doubtful and effectively unrecoverable
- An opinion of value for debt assignment and factoring transactions
- An independent figure for the impairment provision in financial reporting
How it
works.
-
Brief
The portfolio, purpose, and date are fixed; position data is requested.
-
Examine
Each position’s documentation, ageing, security, and debtor standing reviewed.
-
Value
Recovery scenarios are weighted into a defended recoverable value.
-
Report
A signed report, position by position — ready for the deal or the dispute.
3 reasons to choose us.
The question is answered by the recoverable amount, not the face amount.
-
Every manat below face value has its reason on the line.
Debtor solvency, ageing, security, documentation defects and the cost of enforcement are measured separately. The discount is not asserted but calculated, so a buyer or an auditor can check any line.
-
The portfolio is stratified and the large positions examined individually.
Checking thousands of small debts one by one is neither possible nor necessary. Grouping by size, ageing and security scales the method without losing its defensibility, and the result stays in a position-by-position table.
-
This asset class has its own state qualification: № 000521.
Valuing receivables and payables rests on a separate National Valuation Standard and requires a separate certificate. It is exactly this kind of figure your auditor can rely on for an impairment provision.
Asked &
answered.
Yes — portfolios are valued with stratified analysis: positions are grouped by size, ageing, and security, with the largest examined individually. The method scales without losing defensibility.
Debtor solvency, ageing, documentation defects, missing security, and the cost and time of enforcement. The report quantifies each so the discount is explained, not asserted.
Often decisive — knowing a claim’s realistic recoverable value tells you whether to sue, settle, or sell it. An independent valuation also strengthens your position in settlement talks.
Into current, long-term, readily recoverable, doubtful and effectively unrecoverable. The classification is what the recoverable value is built on.
Your auditor and your financial statements should rest on an external, reasoned figure rather than on your own estimate. That is what makes the number defensible in reporting.
Still unsure this is the right fit? Tell us your situation — we reply the same day.
Get in touchDescribe your situation in a sentence or two — a named specialist gives you a clear answer the same working day. Call, WhatsApp or the short form, whichever suits you.